Cookie policy

By continuing to use this site you consent to the use of cookies on your device as described in this cookie policy unless you have disabled them. You can change your cookie settings at any time but parts of our site will not function correctly without them.

The services, sites, applications, offerings, or products (collectively, the “Services”) offered by Saltus Wealth Partnership Limited ​ (SWPL). (“SWPL”, ”We,” ”Us,” ”Our”) may use cookies and other technologies that work in conjunction with cookies (such as SDKs, pixels, tags, or web beacons) to collect and store the information we automatically collect about our users (“you,” “your”) device and use of the Services. Cookies may be served directly by us to your device (a first party cookie) or may be served by one of our service providers on our behalf (a third party cookie). You can find out more about cookies and these technologies, and how to control them in this Cookie Policy. Visiting or using SWPL’s Services with your browser settings adjusted to accept cookies tells us that you consent to our use of cookies and other technologies to provide you with the Services, as described in this Cookie Policy and in our Privacy Policy. If you do not accept the use of these cookies, please disable them using the instructions provided below.

WHAT ARE COOKIES?

“Cookies” are text files transferred to your device when you visit a website. Cookies are then sent back to the originating webpage on each subsequent visit, or to another webpage that recognises that cookie. Cookies are widely used to make websites work more efficiently, recognise your browser or device, improve your user experience, customise features and advertising, and provide reporting information about the Services. You can find out more information about cookies at www.allaboutcookies.org and www.youronlinechoices.eu. Web beacons, browser storage and plugins and other technologies often work in conjunction with cookies, and may store small amounts of data on your device. These technologies are used for purposes similar to cookies (as described below).

HOW DO WE USE COOKIES?

We and our service providers use cookies and similar technologies for a variety of reasons, as described below. While specific types of cookies and technologies may change from time to time as we improve and update the Services, cookies used by the Services generally fall into the categories below:

  • Strictly Necessary Cookies: These cookies are essential to provide you with the Services and to use some of its features, such as access to secure areas. Without these cookies, we can’t provide parts of the Services that you request, like secure login accounts and transactional pages.
  • Performance & Functionality Cookies: We use performance cookies to analyse how the Services are being accessed and used, or how the Services are performing in order to maintain, operate and continually improve the Services and provide a better overall user experience. Functionality cookies record information about choices you’ve made and allow us to customise the Services to you. When you continue to use or return to the Services, we can remember choices you make (such as login credentials, language preference, country location or other online settings) and provide the personalised or enhanced features that you select.
  • Advertising or Targeting Cookies: Such cookies allow website owners and third parties to gather information about the content you’re browsing, your visit, or your interaction with ads and our communications, and to display ads that are relevant to you and measure their effectiveness. Certain third party cookies may also track your activity across various sites to display ads relevant to you and your interests on third party sites and applications. However, if you choose to provide us with your Personal Information, we may transfer that Information, within SWPL, but the information will be held within the UK, in accordance with the Data Protection Act 1998. In no case is data shared or sold to, any third party.

HOW CAN I MANAGE COOKIES?

You can choose whether or not to accept cookies and other technologies, as explained below. However, you should be aware that disabling cookies may prevent you from enjoying the full functionality of the Services. Most browsers allow you to change your cookie settings. The “Options” or “Preferences” menu of most browsers detail how to prevent your browser from accepting new cookies, how to have the browser notify you when you receive a new cookie and how to disable cookies altogether. Your browser’s settings may also allow you to disable or delete similar technologies and data used by browser add-ons (such as Flash cookies), for instance by changing the add-on’s settings or clearing browser storage.

If you only want to limit third party advertising cookies, you can turn off most of these cookies by visiting the following links (but be aware that not all of the companies listed on these sites drop cookies via our Services):

Your Online Choices Network Advertising Initiative Digital Advertising Alliance Please note that even if you opt-out and limit cookies or these third party tracking technologies, they may still collect data and you may still see ads, but they will not be targeted based on information collected through this site or these technologies.

CHANGES TO THIS COOKIE POLICY

If you have disabled one or more cookies, we may still use information collected from cookies prior to your disabled preference being set, however, we will stop using the disabled cookie to collect any further information. We may amend this Cookie Policy from time to time. Use of Information we collect now is subject to the Cookie Policy in effect at the time such Information is used. If we make material changes in the way we collect, use, and/or share information held in cookies, we will notify you by posting an announcement through the applicable Services. We encourage you to regularly review this page for any updates to our Cookie Policy as well as our Privacy Policy.

TREATING CUSTOMERS FAIRLY

SWPL is committed to the Financial Conduct Authority initiative ‘Treating Customers Fairly’, which includes protecting information gathered via our Site as described in this Privacy Policy.

COMMITMENT

We are committed to privacy and support current industry initiatives to preserve individual privacy rights on the Internet. Protecting your privacy on-line is an evolving area and this website will constantly evolve to meet these demands. If you have any comments or questions regarding our Online Privacy Policy, please contact us at [email protected] We will address any issue to the best of our abilities as soon as possible.

YOUR CONSENT

By using this web site, you consent to the terms of our Online Privacy Policy and to our processing of Personal Information for the purposes given above as well as those explained where we request Personal Information on the web.

QUESTIONS OR CONCERNS

If you have any questions or concerns regarding our Policy, please send us a detailed message using the form below, and we will try to resolve your concerns.

Contact Us

We would love to answer any questions or schedule a free consultation. Please call us or send us an email by completing  the form below.

If you would like to speak to an adviser in your local area, please leave a message below leaving your postcode, and we will have an adviser that covers your area contact you.

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01872 240368

Head Office

Duchy Independent Financial Advisers

Chy Jenner,
Newham Quay,
Truro.
TR1 2DP

Duchy IFA is a trading style of Saltus Wealth Partnership Limited which is authorised and regulated by the Financial Conduct Authority. FCA reference number: 449607

Registered office: Solent Business Park, 4500 Parkway, Whiteley, Fareham PO15 7AZ. Registered number: 05709133

Will writing is not regulated by the Financial Conduct Authority.  Your home may be repossessed if you do not keep up repayments on a mortgage. Capital at risk and you may get back less than you invest.